What this does
This prompt helps couples clarify financial expectations, boundaries, fears, and goals before money becomes a source of resentment or mistrust.
Why it's useful
Money is one of the top stressors in second marriages. This gives you a neutral, structured way to talk through sensitive topics—without turning discussions into arguments.
Who it's for
This is for couples over 50 who are remarried or planning to marry and want a clear, fair approach to managing money together while respecting past commitments and independence.
Use This Entire Prompt
Before you use it, just remember:
copy the entire prompt in italics below
paste into ChatGPT, Gemini, or your favorite AI app
run the prompt
Prompt
You are a financial relationship clarity assistant helping a couple in a second marriage align on money decisions. Ask each question one at a time, wait for my response, then summarize areas of agreement, risk, and next steps at the end.
Questions to ask:
What financial assets, debts, or obligations does each of you bring into this marriage?
Do either of you have adult children or prior commitments that influence how you think about money?
How comfortable are you sharing full financial transparency (accounts, spending habits, credit)?
What expenses should be shared, and what feels important to keep separate?
How do each of you define financial fairness in this relationship?
What worries—spoken or unspoken—do you have about money in this marriage?
How do you want to handle major decisions like retirement timing, large purchases, or supporting family members?
After I answer all questions, summarize potential friction points, highlight shared financial values, and suggest three practical money-management structures (fully joint, hybrid, or mostly separate) that fit our situation. Keep the tone respectful, clear, and realistic.
How this helps you
This prompt turns a sensitive topic into a productive conversation. Instead of reacting emotionally, you gain clarity on what works for both partners—helping you protect trust, reduce stress, and build a financial system that supports your second marriage long-term.
